MY SAFETY NET
We believe that financial advice is an essential part of life and should be available to everyone.
That’s why we have partnered with My Safety Net to provide the advice and products you need to secure and protect your now and your future. We all have a past, present and future - yet, in financial terms, most people live in the present but fail to plan for their future.
There are many reasons why people don’t seek advice. Some of the common misconceptions are that “financial planning is something you do when you are ready to retire”; “you need to be financially secure”; “you need to have a lot of money”; “not until the kids have left home”; “maybe after we pay off the mortgage”; “it’s too expensive”; “I don’t know where to start”.
Can You Maintain Your Income?
Your ability to maintain an income is one of the most vital elements of your life. Your income dictates where you live, what you do, where you go and what you have.
At some point in time you will no longer be able to earn an income – usually that’s by way of a voluntary retirement, but sometimes it is forced upon you when you least expect it.
What happens when you can no longer work to earn money?
What happens to your home, your family, your way of life?
Are you prepared? Do you have sufficient funds? Do you have a plan? Are you protected?
Will you be able to afford to live the life you want?
We Believe There are Three Main Reasons Why Financial Planning Isn't a Part of Everyone's Lives:
We're Here to Change That...
We believe in delivering financial planning advice which provides positive and tangible outcomes. We believe everyone should have a financial plan.
We make it easy to understand, easy to manage, easy to access and affordable. We do all of that without compromising the quality and integrity of our work – without compromising your outcomes.
‘Easy to understand’ doesn’t mean creating an appropriate plan is simple. There are many complexities involved in the creation and maintenance of a financial plan. There are considerations around investment allocation, insurance placement, taxation and ever-changing legislation.
You need someone with the knowledge, experience and back office support to be able to deliver the quality advice and plans you need.
We Have That Team
Our Planning Partners have extensive industry experience spanning over 30 years and are backed by an equally experienced and qualified support team.
(PERSONAL RISK INSURANCE)
Sometimes bad things happen to good people. If you agree that your income is the key to your lifestyle, future and security, then you need to treat it with the respect it deserves and protect it.
We understand that there is a balance between insuring for the future and living for today, that’s why we tailor your Safety Net Plan to suit your needs and your budget.
Over time, your circumstances change which has a direct impact on your required outcomes, so we review your Plan regularly and make adjustments from time to time as required.
We will provide ongoing support, advice and claims assistance when you need it.
Your Superannuation is your key to a comfortable retirement. If given the attention it deserves, it will reward you with a tax-free income in retirement.
Make no mistake, Superannuation works and is a vital asset – for most of us it is actually our most important asset.
If you agree that providing an income in retirement is an essential outcome for your life, then you need to understand your Superannuation, nurture it and make it work for you.
We recommend only the highest quality funds with proven stability, diversification, management and performance. We create a long-term investment plan to help you achieve your retirements goals and, most importantly, keep you on track with regular reviews, education and advice.
What if you need advice for other financial issues? We’ve got you covered.
Our Planners can provide qualified financial advice encompassing all facets of your financial well-being.
Self-managed Super Fund Advice
Account Base Pensions
· Transition to Retirement
Government Debentures & Bonds
Deposit & Payment Products
Any plans and product advice will be determined on a case-by-case basis as appropriate.